Title Insurance Attorneys in Florida
At Woodward, Kelley, Fulton & Kaplan, we provide comprehensive legal services related to title insurance for property buyers, sellers, lenders, and real estate professionals throughout Florida. Title insurance is a crucial safeguard in real estate transactions, protecting property owners and lenders from financial loss due to title defects, liens, or ownership disputes. Our experienced attorneys ensure that your title insurance policy provides the coverage necessary to protect your real estate investment.
What Is Title Insurance?
Title insurance protects buyers and lenders from potential legal and financial issues arising from defects in a property’s title. Unlike other types of insurance that protect against future events, title insurance focuses on past issues that could affect property ownership. Common title defects include unpaid liens, recording errors, undisclosed heirs, and fraudulent title transfers. Our firm assists clients in securing title insurance policies that provide peace of mind in their real estate transactions.
Title Searches and Due Diligence
Before issuing a title insurance policy, a thorough title search is conducted to uncover any defects or encumbrances that may affect ownership. Our attorneys perform due diligence by reviewing public records, deeds, mortgages, court judgments, and tax records to ensure a clear and marketable title. If any issues are discovered, we work diligently to resolve them before closing, preventing future legal disputes and financial losses.
Lender’s vs. Owner’s Title Insurance Policies
There are two main types of title insurance policies: lender’s policies and owner’s policies. A lender’s title insurance policy protects the mortgage lender’s interest in the property, ensuring that the title is valid and free from defects. An owner’s title insurance policy, on the other hand, protects the property buyer against title defects that may arise after the purchase. We advise clients on the importance of obtaining an owner’s policy to safeguard their investment and prevent potential legal complications.
Resolving Title Defects and Disputes
Title defects can create significant roadblocks in real estate transactions. Our firm represents clients in resolving title disputes, including issues related to boundary lines, fraudulent conveyances, easements, and title fraud. We work to clear title defects through legal remedies such as quiet title actions, lien releases, and curative measures, ensuring that real estate transactions proceed smoothly.
Title Insurance Claims and Litigation
In cases where title insurance claims arise, our attorneys provide skilled representation to protect our clients’ interests. Whether facing a claim due to an undisclosed lien, a previously unknown heir, or a forged deed, we advocate for our clients in negotiations and, if necessary, litigation. Our firm ensures that clients receive the full protection and benefits provided by their title insurance policies.
Speak With a Florida Title Insurance Attorney Today
At Woodward, Kelley, Fulton & Kaplan, we are committed to protecting our clients’ real estate investments through comprehensive title insurance services. Whether you need assistance with a title search, resolving title defects, or handling a title insurance claim, our knowledgeable attorneys are here to provide legal guidance. Contact us today at (772) 497-6544 to discuss your title insurance needs.
